WebMD Health News
Kevin S. Austin
Oct. 4, 2013 -- Are you waiting to get access to the new health insuranceMarketplaces created by the Affordable Care Act? Since launching Oct. 1, the federal and state web sites that offer the plans have been overwhelmed by users, and many people have not been able to create accounts or get information.
If you’re one of them, there are steps you can take to get ready while you’re waiting to get online. Keep in mind that you don’t have to do everything right away. Open enrollment lasts until March 31, 2014. If you want your coverage to start Jan. 1, 2014, you must sign up by Dec. 15 of this year.
Here’s the information you need to apply for a plan:
SOURCES:Healthcare.gov: “Market application checklist,” "What income and household information do I provide when I apply for Marketplace coverage?"Consumer Reports: "Choosing health insurance."Federal Register, Aug. 30, 2013.
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