As you fill out your bracket for March Madness, take a minute to consider your Final Four of finances.
"The first one is going to be free throws which are your easy points. You should make those every game. Look at that as a 401k or an IRA. If you work for a company that will match it, you want to take advantage of that," Financial Professional, Dereck Blair, said.
Blair said take those easy points when you can get them.
Number two: make half-time adjustments.
"Throughout the season and game, things change," Blair said.
Just like in life.
"Whether it's a pregnancy or a death in the family, you want to sit back and re-evaluate what your plan is for next half," Blair said.
Step three: prepare for over-time.
"We're living longer than we ever have before. A lot of the stats are showing that we are living 30 years after retirement. We want to make sure we have the resources to take care of us during retirement," Blair said.
Number four: listen to your coach.
"It's tough to do it by yourself, or even a couple not knowing what they need to prepare for and what they need to do. You want to have a good financial planner on board that's going to help you prepare for the future," Blair said.
Blair said there are 9.2 quintillion ways to fill out an NCAA bracket.
"It's kind of the same as financial matters. There are so many different ways and options you want to make sure you're selecting the right one for you," Blair said.
That's why it's important to start filling in the blanks right now.