Hackers are swift, sneaky and can swipe your personal data with just a click.
The 2014 Data Breach Investigations report analyzed more than 63,000 cyber attacks.
"We found that all of these things can be broken into about nine different, basic patterns," Bryan Sartin, Verizon Security Specialist said.
Sartin said hackers use specific methods.
"Spear phishing, for example, is very common in many cyber attacks we see," Sartin said.
That's when high-tech hijackers use email spoofs to hack credit and debit info.
Sartin said those financaily-motivated crimes are the most common.
"Where they are looking for those data types that can be easily converted into cash, credit cards, debit cards, wire transfer information," Sartin said.
Since no one is immune to attacks, how can you protect yourself?
"I think you need to be very, very careful about the emails you receive, if they are unsolicited emails or something you don't expect. In particular be very, very careful about opening up the attachments to those emails as well," Sartin said.
Also, be diverse with your passwords.
"So commonly these days, all of us, we have online accounts for email, Facebook, all these website we belong to, online banking and so forth. We use, far too often, the same username and password across all of these," Sartin said.
That creates a huge problem if that username and password falls into the wrong hands.
"It opens up so many outlets for criminals sensitive information about you. It sets the stage for identify fraud, even identity theft in extreme situations," Sartin said.
According to Forbes, cybercrime cost $113 billion dollars worldwide last year.